Residential Owning your own home provides several benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions, say "good bye" to your landlord, and take control of your living environment. Whether you are a first-time home buyer, moving up, or are purchasing a vacation or investment home, we have an assortment of loan programs to meet your individual financing needs. Contact us by phone or e-mail today. We can help you realize your home ownership dreams by offering you all the best advantages: - Low Rates 
Purchase Loans:
- All Types of Mortgage Programs
- Guidance and Advice From Experienced Loan Professionals
Residential Refinance Loans:
Find out if now is the right time to refinance. Contact us today! You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. You may also be able to save even more if you use your refinance proceeds to pay off credit card or other installment debt, since mortgage interest is usually 100% tax-deductible, and interest on consumer debt is not. Here are some important reasons to consider refinancing:
- Get a lower mortgage rate and reduce interest costs.
- Convert an adjustable rate mortgage to a secure, fixed-rate mortgage.
- Consolidate your first and second mortgages into a mortgage with a lower rate.
- Get cash for family wants and needs...college tuition, home improvements, etc.
Recreation Loans:
Boats, RVs, and Planes!
Get your recreation loan in place and be on your way to years of fun and memories with your family. Contact us now for a free, customized quote. And, visit Seacoast Marine Finance for more information.
Is it true that the interest on boat and RV loans is tax deductible? In certain cases, yes! Click on the link direct to the IRS Publication 936 and check with your tax advisor.
Then, contact us to get preapproved and be on your way to fun times on the water or the road!
Contact Sally Kraft
at (925) 963-2926 today!
